About us

Direct Primary Care (DPC) is an innovative business model that enables personal healthcare providers to offer services directly to their patients, bypassing the roadblocks found in traditional insurance-centered infrastructure. Employers pay a monthly or annual fee directly to Care Hop, and in return, their employees receive direct access to high-quality medical care, including consultations, exams, care coordination and lab services. Unlike insurance-based healthcare where payments are made per service rendered, DPC allows for a more patient-centered approach. This model facilitates longer face-to-face patient visits and comprehensive, personalized care. It also minimizes administrative burdens associated with insurance paperwork, leading to lower costs and improved time efficiency.

For small and mid-sized businesses that may struggle with the high costs of employee insurance, DPC presents an alternative that far exceeds what traditional models can do. It offers employees access to primary care at a predictable cost, thus eliminating unexpected out-of-pocket expenses and surprise bills. Even with the cost of catastrophic insurance added, employees can save an average of ten thousand dollars a year per employee as compared to traditional insurance models. In addition to the costs employers are saving, their staff will enjoy shorter wait times (same-day access to a provider versus 3-4 weeks with traditional primary care) and longer face-to-face time with their provider.

This encourages members to be more proactive about their health, addressing issues as they arise and potentially preventing conditions from escalating into costly emergencies. On top of the savings and efficiency DPC provides, its key advantage lies in the access patients have to their providers, without the hurdles of insurance.

It is important to note that DPC does not cover specialized or emergency room services. Patients should consider supplementing it with catastrophic insurance to cover rare situations where DPC is not applicable.

Direct Primary Care (DPC) offers a number of benefits for individuals and businesses, particularly those looking to provide their employees with cost-effective, efficient healthcare. Let’s consider the case for DPC in comparison to the average individual insurance policy.

1. Predictable and Affordable Monthly Costs: One major benefit of our DPC membership is the predictable monthly fee structure. For as little as $139 per month per member over 18,patients receive unrestricted access to their healthcare provider. This contrasts with the average health insurance premium for individual coverage, which according to the Kaiser Family Foundation, is about $8,500 for individuals or $24,000 for a family on average annually. Care Hop’s DPC pricing model can provide significant monthly savings.
2. No Co-Pays: With our DPC membership, there are no co-pays for office visits. In a traditional insurance model, co-pays can range from $10-$50 per visit, or even more for urgent care visits. This can add up quickly, particularly for individuals with chronic conditions that require regular medical attention.
3. No Deductibles: Traditional insurance plans often come with high deductibles that must be met before insurance coverage kicks in. With a DPC plan, there’s no deductible to worry about. All primary care services covered under the agreement are provided regardless of a deductible.
4. Better Access to Care: Our model gives us the ability to provide your employees same-day or next-day appointments and 24/7 access via text or email, or telehealth. This leads to quicker diagnoses and treatments, reducing the likelihood of more expensive urgent care or emergency room visits ultimately keeping your employees healthy and productive.
5. Personalized Care: With our DPC membership, our healthcare providers have fewer patients, which results in more personalized and attentive care. This leads to better health outcomes and higher patient satisfaction ultimately resulting in healthier, more productive employees.
6. Transparency: With our DPC membership, there are no surprise bills. Patients know upfront what their costs will be, eliminating the stress and uncertainty accompanying healthcare billing.

It’s important to note that DPC is not a replacement for insurance entirely – it doesn’t cover hospital stays, specialist visits or procedures outside the scope of primary care. As such, it’s often recommended that businesses or individuals pair DPC with a high-deductible health insurance plan to cover catastrophic medical events.

In conclusion, DPC can offer a cost-effective solution for businesses seeking to provide employees with quality healthcare and individuals looking for alternatives to expensive insurance plans. By eliminating co-pays and deductibles, offering transparent and predictable pricing and providing improved access to primary care, DPC can lead to happier, healthier employees and significant cost savings for businesses. Additionally, families and individuals can save thousands a year on premiums, and costly operations stemming from a lack of preventative care. However, the suitability of DPC will depend on the specific needs and circumstances of the business or individual. It’s also crucial to stay updated with the latest changes in healthcare policy and market trends.